Provident Commercial Capital Partners with Commercial Loan Lenders to Help Your Business Succeed
Provident Commercial Capital offers favorable and flexible commercial financing options with streamlined processing and in-house underwriting to provide real estate investors and builders with the necessary capital to fund projects to fruition and achieve maximum ROI. We work with commercial lenders to obtain commercial financing that increases your earnings potential and helps you achieve your goals. Provident Commercial Capital does more than find ways to lend your business money — we develop commercial loan solutions that build a solid financial foundation for your business to thrive. And since we underwrite commercial loans in-house, we can close deals fast and provide quotes in as little as 24 hours.
Our Commercial Loan Programs
No matter what type of commercial loans you need, Provident Commercial Capital designs commercial financing with best-in-class service that fits the needs of your project. Commercial loan lenders provide a range of products to fit any kind of real estate investment and building project. Contact a Provident Commercial Capital specialist for a free, no-obligation consultation.
Fix & Flip Loans
Fix and flip commercial loans enable you to purchase and renovate properties with low monthly payments and almost no money out of pocket. Looking for temporary commercial financing to fund a property flip?
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Rental Property Loans
A rental property loan is a type of mortgage for investment rental properties (single- and multi-family homes and other multi-unit properties). A rental property loan is used to purchase and renovate a rental property or to refinance an existing rental property to lower monthly payments or adjust loan terms.
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Ground Up Construction Loans
Ground-up construction loans (also known as “new construction “loans) provide builders and real estate investors with funding to commence and complete their construction projects literally from the “ground up.” Need capital to develop properties to sell or rent? Provident Commercial Capital ground-up construction loans carry your projects through from beginning to end.
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Multi-Family Loans
Multi-family loans help real estate investors purchase multi-unit residential buildings and properties. There are four types of multi-family commercial loan options: conventional, government-backed (FHA/HUD and VA), portfolio, and short-term. We find the best multi-family commercial loans that best fit your investment needs.
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Commercial Bridge Loans
Need capital now? Can’t wait for a long loan to close? Commercial Bridge loans close the gap in cash flow to fund property purchases and renovations. To realize your “acquire and improve” goals, we provide the short-term funding you need for opportunistic purchases of distressed properties that close quickly.
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Commercial Real Estate Loans
Commercial real estate loans provide capital for you to purchase, construct, rehabilitate, or refinance commercial, industrial, and other non-owner-occupied properties such as office buildings, apartments, medical facilities, warehouses, and hotels, as well as to acquire vacant land on which to build these properties.
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Commercial Hard Money Loans
A commercial hard money loan is an option to consider for property flippers to fund future projects in which the property serves as collateral. Similarly, if you are looking to develop a property for the purpose of renting, a commercial hard money loan is a financing option with the property as collateral until you can acquire longer-term financing once the project is completed.
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Frequently Asked Questions
Our team is committed to developing commercial loan solutions that offer the most favorable terms, with quick closing and a no-hassle application process. Your success is our primary motivation.
Processing time for a commercial loan application can range from a few days to several weeks, depending on the complexity of the commercial loan and the lender's requirements. However, because of our good working relationships with commercial loan lenders, Provident Commercial Capital can often close a deal within 5 business days in certain scenarios.
Most commercial loans for real estate investment are short-term to cover the costs of a project. You can borrow for whenever draws are scheduled according to your project plan.
Collateral requirements for a commercial loan vary. Typically, commercial loan lenders require collateral assets such as real estate, equipment, or inventory to secure the loan.
Eligibility criteria vary from commercial loan lender to lender. In general, the business must have a good credit score, a solid business or project plan, revenue, and a profit history.
Interest rates on commercial loans depend on a number of factors, including the creditworthiness of the borrower, the purpose of the commercial loan, the commercial loan lender, and the evaluation of risk in providing the loan. Equally important considerations are the value of the local real estate market and current interest rates set by the Federal Reserve.
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Secure your commercial real estate loan today!